The latest official readings show consumer-price growth at 3.5%, unemployment at 4.1%, annualized real GDP growth at 1.5%. New releases and revisions can change that picture.
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FRED Blog · Aug 13, 2026
What is the Texas ratio?
The name In the 1980s, Texas had a banking crisis whose causes included shocks in oil prices and real estate investments. In response, Gerard Cassidy of the Royal Bank of Canada developed the Texas ratio metric to assess a bank...
Consumer Price Index (CPI): +0.1% in Jul 2026 News Release Historical Data Unemployment Rate: 4.1% in Jul 2026 News Release Historical Data Payroll Employment: -23,000(p) in Jul 2026 News Release Historical Data Average Hourly...
Can small business owners access the credit they need?
The takeaway Small businesses with lower credit risk tend to receive all the financing they seek more often than businesses with higher credit risk, which may be newer, smaller, and more in need of financing. Small business cre...